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Disability insurance can help you cover your day-to-day expenses if you are ever too sick or injured to work. Disability insurance can also ensure that your business survives by reimbursing your overhead expenses or funding a disability buy-out.

At FDG, we offer complete lines of both personal and business disability income insurance suited for professionals, executives and business owners. Ours is the finest disability coverage available today: own-occupation, non-cancellable and guaranteed renewable through age 65 or 67.

Disability income products underwritten and issued by Berkshire Life Insurance Company of America, Pittsfield, MA, a wholly owned stock subsidiary of The Guardian Life Insurance Company of America (Guardian,) New York, NY, or provided by Guardian. Product provisions and features may vary by state.

Third Coast Advisors is an Agency of the Guardian Life Insurance Company of America® (Guardian), New York, NY.

Securities products and advisory services offered through Park Avenue Securities LLC (PAS), member FINRA, SIPC, OSJ, 1166 Quail Court, Suite 100, Pewaukee, WI 53072, (262) 746-9270.

PAS is an indirect, wholly-owned subsidiary of Guardian. Financial Design Group, Inc is not an affiliate or subsidiary of PAS or Guardian.

2017-49348 Exp. 1/20

Important Disclosures

This material is intended for general public use. By providing this material, Financial Design Group, Inc. is not undertaking to provide investment advice for any specific individual or situation, or to otherwise act in a fiduciary capacity. Please contact a financial professional for guidance and information specific to your individual situation. Guardian, its subsidiaries, agents, and employees do not provide tax, legal, or accounting advice. Consult your tax, legal, or accounting professional regarding your individual situation.